Pay a SPER debt by payment plan

Part of the Fines topic

Pay a State Penalties Enforcement Registry (SPER) debt by setting up a payment plan.

On this page

In short

You can use this service to request a payment plan to pay a SPER debt.

You can pay set up a payment play online or over the phone. See How to pay a SPER debt by payment plan for the full application process.

Log in to SPER Online

You’ll be taken to another website.

What you should know

Pay your SPER debt by setting up a payment plan online. This is the quickest way to stop or prevent enforcement action.

You may be able to pay your payment plan using your Services Australia payments. Some Services Australia payments are not eligible, including:

  • ABSTUDY, excluding basic living allowance
  • Carer allowance
  • Disaster recovery allowance
  • Mobility allowance.

Who can use this service

You can pay a SPER debt by payment plan if you:

  • received a SPER enforcement notice
  • are another person authorised to act on behalf of the order holder
  • accept and comply with SPER Online's terms and conditions.

Don't use this service if:

  • you want to pay your debt in full.
    Instead, see pay a SPER debt.
  • have not received a SPER enforcement order for your unpaid fine.
    Instead, pay your notice with the issuing agency.

How to pay a SPER debt by payment plan

Choose how to pay and follow the steps.

Step 1: Gather your documents

Gather your SPER enforcement order and your client number or party ID. This number is on the enforcement order.

Step 2: Log into SPER Online

Log in to SPER Online

You’ll be taken to another website.

Step 3: Set up a payment plan

Set up a payment plan to pay by instalments.

Pay by debit or credit card:

  • Mastercard
  • Visa.

See payment options in the Help centre.

Step 4: Receive the outcome

You will get confirmation payment has been received.

Step 1: Gather your documents

Gather your SPER enforcement order and your client number or party ID. This number is on the enforcement order.

Step 2: Call 1300 365 635

  • Monday to Friday (excludes public holidays)
  • 8am to 5pm

Step 3: Set up a payment plan

Set up a payment plan to pay by instalments.

  • Mastercard
  • Visa.

See payment options in the Help centre.

Step 4: Receive the outcome

You will get confirmation payment has been received.

How long it takes

Processing time begins when a payment plan is set up.

An enforcement action stops once payment is received.

How much it costs

There is no cost to set up a payment plan. If you miss a payment, your plan may be cancelled. You may be open to enforcement action and there may be associated fees.

From the Help centre

Find answers to frequently asked questions about services, including:

Payment options

Find more in the Help centre

Last updated:
29 June 2026